students... this is how you can make money while you sleep.... please share and celebrate financial independence...

This is how some people make money while they sleep... they give some money to people who are trustworthy and then the investors go to sleep.

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One way to teach finances is to encourage students to look at videos

ACORNS

put videos here

This is the introduction to Acorns

This is how your money will be invested.

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FUNDRISE

https://thecollegeinvestor.com/wp-content/uploads/2017/10/fundrise.jpg

Put videos here

ARTICLES

https://fundrise.com/investments/starter-plan 

Is this a simple way to get students learning about a real way to get into real estate investing?

__________

https://fundrise.com/education/category/point-of-view 

32 articles that would be analyzed by students.  Some articles would be skipped

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Here are screenshots for Fundrise

Note: Farrington says that he does not want to a second job...as a real estate landlord.  Fundrise allows anyone to get into  real estate.  Make money while you sleep.

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This is the entry level of $500

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Here are screenshots about a fundrise project

https://fundrise.com/education/blog-posts/watch-first-efund-home-transformation-potential-from-trash-to-treasure 

This article could be one of the articles that we present to students

Thank you for visiting this blog.  See the first post where we invite you to share videos

https://shareandcelebrate.blogspot.com/2019/10/do-you-have-favorite-video-book-that.html

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Here are notes about how the curriculum is developing.  Comments from the public are invited.

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https://fundrise.com/education/category/point-of-view 

Actual articles that would be analyzed by students 

A) underline words?

B) Make a summary of two main points in the article

C) And write an opinion about "how I would use this information if I had $2000 to invest."

50/50 approach

Basically put 1000 into fundrise and 1000 into acorns 

And explain time horizons and how much they would add each month to which fund

75/25 approach

Or would the person put 1500 into fundrise and 500 into Acorns

And puts 20 per month In  the future into fundrise and 20 per month into acorns

Or 100% into acorns

Which makes sense?

Then mr steve takes the summary 

And reads their recommendations

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Or

The scenario is

Start with acorns

50 per month

When the amount reaches 1000, will the student withdraw 500 and get into fundrise?

Based on reading the articles, what is the decision of the student?

1. Read about acorns

Read about "personality of myself as an investor"

Read about fundrise

Read about two projects in fundrise

2. Do a worksheet and decide to invest 10 per month or 50 per month

3. After reaching 600, after a. Year, the student has a choice,,   continue in acorns or take out 500 to enter fundrise

4.  If student builds acorns to 600 again, does the student now put another 500

into fundrise and get into the higher level of real estate investing?

Objective

1. Student learns about how to use acorns

2. Student learns about how to invest in rental property 

3.  Student either agrees with robert farrington or disagrees. And writes about why

4. Student sets up a plan

What will be achieved by the student?

Student reads 4 articles and writes summaries of the articles

Student Does an investment personality profile (are you a risk taker or do you want certainty?)

Student writes a plan about. "How to invest 50 a month and what happens when the fund grows to 600."

A. Stay with acorns?

Or

B. Take 500 and join fundrise?

Minimum

Student must write a paragraph about each article and use details from the articles to create the student's "plan for my financial future", which must define these words 

Budget

Investment

Taxes

Savings

Real estate

Stock

Bond

Conservative investor

Aggressive investor

Risk

Risk taking

Cautious

Minimum investment

Fundrise

Acorns

Comparative 

Supply

Demand

Profit

Loss

Assets

Liabilities

Financial goals

After tax income or net income

Gross income

And the student's plan needs to describe what happens when the student is earning at least 10 per hour

Working at least 10 hours a week.

A) How much money will go into savings [acorns]

B) How much will go into personal spending

Extra credit for writing a journal to explain the steps and how the student felt before and after accomplishing these events 

A) student opens a free bank account

B) student starts with an acorn account

If the student does not want to do these events, the student can get extra credit by interviewing mr. Steve, who has done both events.

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https://fundrise.com/education/blog-posts/watch-first-efund-home-transformation-potential-from-trash-to-treasure 

This article could be one of the articles that we present to students

Students are expected to take an article and circle important words

A teacher would print out the article and put the papers on posters.  One poster for each article.  Then the articles would provide evidence for the students personal investment plan 

Proposed

1. Students watch two teachers make summaries of articles, then students participate

Mr steve and mr stoutamire take turns attacking the articles and marking the articles and defining the words, with students doing the searches on the internet and In dictionaries

2. Students make summaries and find evidence

The articles after being summarized are put in front of a group of students and i present my plan about how i will invest.  I have to show why i am chosing to build with acorns and diversify into fundrise.... because I don't want a second job, as a rental property manager.... I really like robert Harrington's point of view

3.  Students then Work on making their own budget and analyzing additional articles.

Students can add points to the posters and go deeper in articles that were summarized by teachers and by other students 

Articles come from the acorns and fundrise websites

4. Students watch mr steve build his personal plan

Students also get a chance to ask questions

Mr. Steve, what do you plan to do when you get 20.000 In Acorns?  Buy a car?

Mr. Steve, how many more years do you think you can work?

Mr. Steve, you said you plan to put more money In to fundrise.  Explain your decision again.. I missed what you said.

1. Then students define their level of risk taking

2. Students build their plan

3. Students make a video showing summaries of articles [agreeing or disagreeing with the evidence in the articles] and they present their plan as a video and as a written document.

The document that each student prepares goes home and the students show parents that they have a plan for the future 

Skills include

Oral presentations

Written work

Evaluation of another person's presentation

Example 

"Mr steve defined the 15 financial terms and gave use his budget and his plan.  But he was long winded.  I think he could get to the poin t next time he has to make this presentation.  I personally disagree with him about reinvesting.  when I get 20.000, I'm buying a new car."

INPUT BY ANOTHER TEACHER (mr. Foster)

Your time would be about 10 to 20 mnutes total when you make a summary of the millionaire next door

Steve

"I read about Robert farrington, he recommended fundrise

I saw these two articles about how fundrise works"

(Steve points to the posters that summarise the articles)

"I learned from millionaire next door that it is better to drive a Used car and it is a good thing to delay purchases and not use credit cards.

"I have definded myself as an aggressive investor and I want to diversify by using fundrise.

My plan is to put 200 per month Into all investments and I want to split it 100 for acorns and 100 for fundrise.  After 10 years I can expect to have at least 12000 in acorns and 12000 in fundrise."

Then there are questions....

Mr Foster

"Well, mr steve, you gave two of the points from the book called the millionaire next door.  I want to add...."

"Mr steve I  your presentation you talk about acorns and aggressive investment.  Can I suggest that you might want to consider when you might want to become a conservative investor?"

Proposed

Mr Steve's presentation will be video recorded so that students who are not in the room can watch at home and still participate ... a website will give links to articles and collect the videos and marked summaries on one place

A "marked summary" of an article has circles around key sentences and a hand written summary for the next reader to use to help determine of the article is helpful

I look forward to feedback to make this a stronger financial curriculum