we can celebrate the joy if investing in the future. every student can start investing before they leave school .. fundrise, acorns, betterment, Robin hood... let's share these ideas

Would you like to save money for the future?  Where?

A) in a savings account in a bank?

B) in a group who invests in one house?

C) in a group that invests in 50 houses?

Hmmmm. What does "diversified" mean?

Lesson plan for financial literacy

To introduce students to low cost ways to invest in the future a bit at a time

https://fundrise.com/investments/starter-plan 

Www.acorns.com

Www.robinhood.com

Www.betterment.com



Please improve this lesson plan.  Let's get it printed up so we can test this lesson on several students


Lesson plan 



Ask students to view the fundrise website.  Or print parts of the site 


Vocabulary 

Real estate

Stocks 

Tax

Capital gains

Capital gains tax

Trust

Investment

Real estate investment trust

Loss

Rental income

Business cycle 

Probability 

Likelihood 

Statistics 

Graph

Diversify

Bonds

Rental income



Essential questions

1.  Why does the demand for rental apartments increase?

2. When in the business cycle does demand for rental apartments increase?

3. Where are we in the current business cycle?

4. What is the likelihood that demand for rental apartments will remain strong?

5. What does it mean to "diversify your assets?"


Essential photos and images

1. Image of  graph Dow Jones industrial average and s&p500 average over 70 years

2.  Graph of typical returns on home values

3.  Find. Graph showing values of rental properties



Essential quotes

"Invest in land.  They aren't making any more of it"  mark Twain 

"I want to diversify and invest in rental properties but I dont need a second job, working as a landlord"

Robert Farrington

"Don't put your eggs in one basket"  proverb




Objectives of the lesson

1.  Answer essential questions

2. Define the vocabulary

3. Ask students to become advisors for a person who inherits 20.000 dollars.  Is it a good idea to put all of the money into the stock market?

If not, what portion of assets should the person put into real estate?

4. What is an advantage of investing in fundrise or a similar way of investing in several projects at once?


Search. "Real estate investment opportunities diversify"


This lesson plan is under development.  If you find ways to improve the plan, please write to stevemflorida1@gmail.com or send a text message to  954 693 6379



Thank you


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